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Jingdong book

真实的P2P网贷：创新、风险与监管

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Jingdong book

真实的P2P网贷：创新、风险与监管

Name: 真实的P2P网贷：创新、风险与监管
Brand: Jingdong book
SKU: 3111007031
Price: 38.06 USD
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首本聚焦于P2P网贷风险的图书；
金融学、法学、侦查学跨界融合；
基于市场参与者的创新范式。

Content Description

P2P行业到底都在如何运作，他们的风险究竟是怎样的？P2P行业的金融学原理在哪里？法律边界又在哪里？这些问题一直充斥在很多人的脑海中，挥之不去。《真实的P2P网贷：创新、风险与监管》在一系列调研的基础上，首次针对P2P与风险之间的关系进行跨学科、跨领域的深入研究，针对P2P网贷存在的金融、司法两方面影响进行深入浅出的分析，一方面关注这种创新如何在特定投融资领域更有效地化解风险进而推动金融普惠，另一方面则关注这种创新有可能会带来哪些新的风险点。
作为中国社会科学院批准立项的社科国情调研重大项目“关于建立监测和防范互联网金融风险机制调研”的成果之一，本书可谓是迄今为止国内极具威望性的P2P风险分析的重要著作，希望能为监管政策制定者、互联网金融从业者以及感兴趣的读者带来帮助。

Author Description

杨涛，1974年生，山东淄博人，研究员，博士生导师。拥有中国律师及注册会计师资格。现任中国社会科学院金融研究所所长助理、产业金融研究基地主任、支付清算研究中心主任。兼任全球共享金融100人论坛学术委员会副主任、中国区块链研究联盟主任、微金融50人论坛发起人、新供给50人论坛成员、文化金融50人论坛创始成员、中国投资协会理事等。主要研究领域包括:货币与财政政策、金融市场、产业金融、政策性金融、支付清算。

李鑫，1983年生，河北石家庄人，2015年毕业于中国社会科学院研究生院经济系，获经济学博士学位。现为中国社会科学院金融研究所博士后，中国社会科学院金融研究所支付清算研究中心副秘书长。曾在《经济研究》、《财经科学》、《金融评论》等期刊上发表论文十余篇，出版学术专著《金融创新发展中的异化问题》，主要研究领域为金融创新、互联网金融、支付清算等。

王铼，1969年生，辽宁辽阳人，教授，博士生导师，二级警监。现供职于中国人民公安大学侦查学院。北京市环球律师事务所顾问、兼职律师，微金融50人论坛成员，主要研究领域为经济犯罪侦查、职务犯罪侦查等。曾主持公安部“经济犯罪侦查讯问策略与方法”、“中国商业犯罪研究”、“商业犯罪的认定与处理”课题；zui高人民检察院“贿赂犯罪心理与侦查研究”课题；北京市社科重点项目“互联网金融的监管与司法”课题。出版多部学术专著。

Catalogue

第一章P2P网贷发展的理论背景：金融创新与风险
第一节文献综述
一、金融创新与风险化解
二、金融创新的风险来源
三、金融创新与系统性风险
第二节金融部门的核心功能：风险管理
一、管理风险是金融部门专业性的体现
二、管理风险是金融从业者专业性的体现
第三节具有两面性的金融创新
一、金融发展与金融创新
二、化解风险的金融创新
三、制造风险的金融创新
第四节金融创新的扩散与创新金融发展水平的衡量
一、金融产品生命周期
二、金融创新的扩散
三、对创新金融发展水平的衡量
第二章P2P网贷发展的实践背景：中国互联网金融的脉络
第一节中国互联网金融的兴起：概念界说与演变脉络
第二节我国互联网金融的发展格局
一、金融机构的互联网化
二、第三方支付
三、P2P网贷与众筹
第三节我国互联网金融的监管
一、互联网金融的风险特性
二、各类互联网金融业态的监管
第三章P2P网贷发展的技术与制度原动力
第一节P2P网贷发展的技术原动力：国际视角
一、P2P网贷及其风险管理
二、P2P网贷行业发展成因
三、国外P2P网贷发展之异同
四、P2P网贷与民间借贷之异同
第二节P2P网贷发展的制度原动力：国内视角
一、中国P2P网贷发展概况
二、野蛮生长的制度背景
第四章中国式P2P网贷的创新及风险探究
第一节中国式P2P网贷的创新
一、风险评估与定价
二、风险转移与再分配
三、事中事后的风险控制
四、小结
第二节野蛮生长后的问题爆发
一、问题平台情况
二、典型问题平台案例一览
三、刑事风险分析
第三节P2P网贷风险概述及总结
第五章P2P网贷市场参与者分析Ⅰ：投资者
第一节投资者行为分析
一、投资者的个人特征
二、对投资者的投资经历调查
三、投资者对互联网金融投资的了解与关切
四、对投资者P2P网贷投资使用调查
五、投资者选择P2P网贷投资时的主要关注因素
第二节基本理论、关键技术与实证分析
一、基本理论：投资者偏好与资产组合选择
二、关键技术：贷款利率定价、信用评级与组合
构建工具
三、实证分析：OLS回归与VAR方法
第三节对投资者的一般风险提示
一、信息不对称风险
二、羊群行为风险
三、个人信息泄露风险
四、投资集中风险
五、本金损失风险
六、道德风险
七、信用风险
八、斯德哥尔摩风险
第四节对投资者的刑事风险提示
一、洗钱风险
二、高利转贷风险
第六章P2P网贷市场参与者分析Ⅱ：借款者
第一节借款者的基本情况
一、借款者数量
二、借款金额（成交量）
三、借款信用分类
四、借款期限
五、借款利率
六、其他一些借款者特征
第二节借款者风险
一、借款者“制造”的风险
二、借款者面对的风险
第七章P2P网贷市场参与者分析Ⅲ：网贷平台
第一节P2P网贷平台的模式
一、P2P网贷平台模式逐渐分化
二、P2P网贷平台的风险管理模式
三、P2P网贷平台的定价模式
四、P2P网贷平台的资金存管
第二节P2P网贷平台的风险
一、流动性风险的定义及产生原因
二、操作风险及其产生的原因
三、P2P网贷平台违约风险溢价及其确定模型
第三节问题平台及相关刑事风险探讨
一、问题平台的运营模式与风险特征
二、典型自融平台刑事司法判例汇总
三、关于自融行为刑法定性问题研究
第四节本章小结
第八章促进P2P网贷行业健康发展的多重思考
第一节国外P2P网贷行业监管经验借鉴
第二节我国对于P2P网贷的监管思路
第三节调动各方积极性共同促进行业健康发展
第九章结束语：P2P网贷之路通往何方

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